LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,308
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,251
−HK$958/mo
Today · 4.125%
HK$32,209
baseline
▲ 0.50% · 4.625%
HK$34,169
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,418/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,718
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,622
−HK$917/mo
Today · 4.125%
HK$35,539
baseline
▲ 0.50% · 4.625%
HK$37,413
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,078/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,370
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,501
−HK$1,150/mo
Today · 4.125%
HK$38,651
baseline
▲ 0.50% · 4.625%
HK$41,002
+HK$2,351/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$77,302/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,461
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,546
−HK$1,101/mo
Today · 4.125%
HK$42,647
baseline
▲ 0.50% · 4.625%
HK$44,895
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.97M · min. income ≈ HK$85,294/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,432
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,751
−HK$1,341/mo
Today · 4.125%
HK$45,092
baseline
▲ 0.50% · 4.625%
HK$47,836
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,184/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,205
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,284/mo
Today · 4.125%
HK$49,755
baseline
▲ 0.50% · 4.625%
HK$52,378
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,510/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,555
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,252
−HK$1,724/mo
Today · 4.125%
HK$57,976
baseline
▲ 0.50% · 4.625%
HK$61,504
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,952/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,692
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,319
−HK$1,652/mo
Today · 4.125%
HK$63,971
baseline
▲ 0.50% · 4.625%
HK$67,343
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,942/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,435 · Scale 2, in force from 26 Feb 2026)