LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,310
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,253
−HK$958/mo
Today · 4.125%
HK$32,211
baseline
▲ 0.50% · 4.625%
HK$34,171
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,422/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,720
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,624
−HK$918/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,415
+HK$1,873/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,372
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$1,149/mo
Today · 4.125%
HK$38,653
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,306/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,464
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,549
−HK$1,101/mo
Today · 4.125%
HK$42,650
baseline
▲ 0.50% · 4.625%
HK$44,898
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,300/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,434
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,754
−HK$1,341/mo
Today · 4.125%
HK$45,095
baseline
▲ 0.50% · 4.625%
HK$47,839
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,190/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,208
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,474
−HK$1,284/mo
Today · 4.125%
HK$49,758
baseline
▲ 0.50% · 4.625%
HK$52,381
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$99,516/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,558
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,255
−HK$1,725/mo
Today · 4.125%
HK$57,980
baseline
▲ 0.50% · 4.625%
HK$61,508
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,960/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,696
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,323
−HK$1,652/mo
Today · 4.125%
HK$63,975
baseline
▲ 0.50% · 4.625%
HK$67,347
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,950/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,467 · Scale 2, in force from 26 Feb 2026)