LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,312
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,255
−HK$958/mo
Today · 4.125%
HK$32,213
baseline
▲ 0.50% · 4.625%
HK$34,173
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,426/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,722
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$917/mo
Today · 4.125%
HK$35,543
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,086/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,374
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,506
−HK$1,149/mo
Today · 4.125%
HK$38,655
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,310/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,466
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,551
−HK$1,101/mo
Today · 4.125%
HK$42,652
baseline
▲ 0.50% · 4.625%
HK$44,900
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,304/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,437
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,757
−HK$1,341/mo
Today · 4.125%
HK$45,098
baseline
▲ 0.50% · 4.625%
HK$47,842
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,196/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,210
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,476
−HK$1,285/mo
Today · 4.125%
HK$49,761
baseline
▲ 0.50% · 4.625%
HK$52,384
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,522/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,561
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,258
−HK$1,725/mo
Today · 4.125%
HK$57,983
baseline
▲ 0.50% · 4.625%
HK$61,511
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,966/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,699
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,327
−HK$1,651/mo
Today · 4.125%
HK$63,978
baseline
▲ 0.50% · 4.625%
HK$67,351
+HK$3,373/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,956/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,494 · Scale 2, in force from 26 Feb 2026)