LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,313
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$958/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$34,174
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,723
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,627
−HK$918/mo
Today · 4.125%
HK$35,545
baseline
▲ 0.50% · 4.625%
HK$37,418
+HK$1,873/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,090/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,376
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$1,150/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$41,009
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,468
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,553
−HK$1,101/mo
Today · 4.125%
HK$42,654
baseline
▲ 0.50% · 4.625%
HK$44,902
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,308/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,438
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,758
−HK$1,341/mo
Today · 4.125%
HK$45,099
baseline
▲ 0.50% · 4.625%
HK$47,844
+HK$2,745/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,198/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,212
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,478
−HK$1,285/mo
Today · 4.125%
HK$49,763
baseline
▲ 0.50% · 4.625%
HK$52,386
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,526/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,261
−HK$1,724/mo
Today · 4.125%
HK$57,985
baseline
▲ 0.50% · 4.625%
HK$61,513
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,970/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,701
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,329
−HK$1,652/mo
Today · 4.125%
HK$63,981
baseline
▲ 0.50% · 4.625%
HK$67,353
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,962/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,514 · Scale 2, in force from 26 Feb 2026)