LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,314
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,257
−HK$958/mo
Today · 4.125%
HK$32,215
baseline
▲ 0.50% · 4.625%
HK$34,176
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,430/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,629
−HK$918/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,420
+HK$1,873/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,377
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,509
−HK$1,150/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$41,011
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,469
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,555
−HK$1,101/mo
Today · 4.125%
HK$42,656
baseline
▲ 0.50% · 4.625%
HK$44,904
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,312/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,440
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,760
−HK$1,342/mo
Today · 4.125%
HK$45,102
baseline
▲ 0.50% · 4.625%
HK$47,846
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,204/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,214
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,481
−HK$1,284/mo
Today · 4.125%
HK$49,765
baseline
▲ 0.50% · 4.625%
HK$52,388
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,530/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,566
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,263
−HK$1,725/mo
Today · 4.125%
HK$57,988
baseline
▲ 0.50% · 4.625%
HK$61,516
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$115,976/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,704
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,332
−HK$1,652/mo
Today · 4.125%
HK$63,984
baseline
▲ 0.50% · 4.625%
HK$67,356
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.96M · min. income ≈ HK$127,968/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,537 · Scale 2, in force from 26 Feb 2026)