LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,315
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$958/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$34,176
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,630
−HK$917/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,421
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,378
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$1,149/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$41,012
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,470
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,101/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$44,905
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,441
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,342/mo
Today · 4.125%
HK$45,103
baseline
▲ 0.50% · 4.625%
HK$47,847
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,206/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,215
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,482
−HK$1,284/mo
Today · 4.125%
HK$49,766
baseline
▲ 0.50% · 4.625%
HK$52,390
+HK$2,624/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,532/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,567
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,265
−HK$1,724/mo
Today · 4.125%
HK$57,989
baseline
▲ 0.50% · 4.625%
HK$61,518
+HK$3,529/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$115,978/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,705
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,334
−HK$1,651/mo
Today · 4.125%
HK$63,985
baseline
▲ 0.50% · 4.625%
HK$67,358
+HK$3,373/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$127,970/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,549 · Scale 2, in force from 26 Feb 2026)