LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,315
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$958/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$34,177
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,726
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,630
−HK$918/mo
Today · 4.125%
HK$35,548
baseline
▲ 0.50% · 4.625%
HK$37,421
+HK$1,873/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,096/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,378
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$1,150/mo
Today · 4.125%
HK$38,660
baseline
▲ 0.50% · 4.625%
HK$41,012
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,320/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,471
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,101/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$44,906
+HK$2,249/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,442
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,762
−HK$1,341/mo
Today · 4.125%
HK$45,103
baseline
▲ 0.50% · 4.625%
HK$47,847
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,206/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,216
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,482
−HK$1,285/mo
Today · 4.125%
HK$49,767
baseline
▲ 0.50% · 4.625%
HK$52,390
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,534/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,568
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,265
−HK$1,725/mo
Today · 4.125%
HK$57,990
baseline
▲ 0.50% · 4.625%
HK$61,518
+HK$3,528/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$115,980/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,706
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,334
−HK$1,652/mo
Today · 4.125%
HK$63,986
baseline
▲ 0.50% · 4.625%
HK$67,358
+HK$3,372/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$127,972/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,552 · Scale 2, in force from 26 Feb 2026)