LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,318
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,261
−HK$958/mo
Today · 4.125%
HK$32,219
baseline
▲ 0.50% · 4.625%
HK$34,179
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,438/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,728
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,633
−HK$917/mo
Today · 4.125%
HK$35,550
baseline
▲ 0.50% · 4.625%
HK$37,424
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,100/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,381
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$1,150/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$41,015
+HK$2,352/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,559
−HK$1,102/mo
Today · 4.125%
HK$42,661
baseline
▲ 0.50% · 4.625%
HK$44,909
+HK$2,248/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,322/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,445
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,765
−HK$1,342/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,851
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,220
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,486
−HK$1,285/mo
Today · 4.125%
HK$49,771
baseline
▲ 0.50% · 4.625%
HK$52,394
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,542/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,572
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,270
−HK$1,724/mo
Today · 4.125%
HK$57,994
baseline
▲ 0.50% · 4.625%
HK$61,523
+HK$3,529/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$115,988/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,711
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,339
−HK$1,652/mo
Today · 4.125%
HK$63,991
baseline
▲ 0.50% · 4.625%
HK$67,364
+HK$3,373/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$127,982/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,592 · Scale 2, in force from 26 Feb 2026)