LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,319
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,262
−HK$958/mo
Today · 4.125%
HK$32,220
baseline
▲ 0.50% · 4.625%
HK$34,181
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,440/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,730
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,634
−HK$918/mo
Today · 4.125%
HK$35,552
baseline
▲ 0.50% · 4.625%
HK$37,426
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,104/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,383
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,515
−HK$1,149/mo
Today · 4.125%
HK$38,664
baseline
▲ 0.50% · 4.625%
HK$41,017
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,328/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,476
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,561
−HK$1,101/mo
Today · 4.125%
HK$42,662
baseline
▲ 0.50% · 4.625%
HK$44,911
+HK$2,249/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,324/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,447
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,767
−HK$1,342/mo
Today · 4.125%
HK$45,109
baseline
▲ 0.50% · 4.625%
HK$47,853
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,218/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,222
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,488
−HK$1,285/mo
Today · 4.125%
HK$49,773
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,546/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,574
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,272
−HK$1,725/mo
Today · 4.125%
HK$57,997
baseline
▲ 0.50% · 4.625%
HK$61,526
+HK$3,529/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$115,994/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,713
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,342
−HK$1,652/mo
Today · 4.125%
HK$63,994
baseline
▲ 0.50% · 4.625%
HK$67,367
+HK$3,373/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$127,988/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,614 · Scale 2, in force from 26 Feb 2026)