LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,320
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,263
−HK$958/mo
Today · 4.125%
HK$32,221
baseline
▲ 0.50% · 4.625%
HK$34,181
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,442/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,730
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,635
−HK$918/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,383
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,515
−HK$1,150/mo
Today · 4.125%
HK$38,665
baseline
▲ 0.50% · 4.625%
HK$41,018
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,330/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,476
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,562
−HK$1,101/mo
Today · 4.125%
HK$42,663
baseline
▲ 0.50% · 4.625%
HK$44,912
+HK$2,249/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,326/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,447
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,768
−HK$1,341/mo
Today · 4.125%
HK$45,109
baseline
▲ 0.50% · 4.625%
HK$47,854
+HK$2,745/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,218/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,222
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,489
−HK$1,285/mo
Today · 4.125%
HK$49,774
baseline
▲ 0.50% · 4.625%
HK$52,397
+HK$2,623/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,548/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,575
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,273
−HK$1,725/mo
Today · 4.125%
HK$57,998
baseline
▲ 0.50% · 4.625%
HK$61,527
+HK$3,529/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$115,996/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,714
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,343
−HK$1,652/mo
Today · 4.125%
HK$63,995
baseline
▲ 0.50% · 4.625%
HK$67,368
+HK$3,373/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$127,990/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,621 · Scale 2, in force from 26 Feb 2026)