LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,320
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,264
−HK$958/mo
Today · 4.125%
HK$32,222
baseline
▲ 0.50% · 4.625%
HK$34,182
+HK$1,960/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,444/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,731
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,636
−HK$918/mo
Today · 4.125%
HK$35,554
baseline
▲ 0.50% · 4.625%
HK$37,428
+HK$1,874/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,108/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,385
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,516
−HK$1,150/mo
Today · 4.125%
HK$38,666
baseline
▲ 0.50% · 4.625%
HK$41,019
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,332/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,477
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,563
−HK$1,101/mo
Today · 4.125%
HK$42,664
baseline
▲ 0.50% · 4.625%
HK$44,913
+HK$2,249/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,328/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,449
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,769
−HK$1,342/mo
Today · 4.125%
HK$45,111
baseline
▲ 0.50% · 4.625%
HK$47,855
+HK$2,744/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,222/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,224
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,285/mo
Today · 4.125%
HK$49,775
baseline
▲ 0.50% · 4.625%
HK$52,399
+HK$2,624/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,550/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,274
−HK$1,725/mo
Today · 4.125%
HK$57,999
baseline
▲ 0.50% · 4.625%
HK$61,528
+HK$3,529/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$115,998/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,716
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,345
−HK$1,651/mo
Today · 4.125%
HK$63,996
baseline
▲ 0.50% · 4.625%
HK$67,370
+HK$3,374/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$127,992/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,636 · Scale 2, in force from 26 Feb 2026)