LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,326
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$958/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$917/mo
Today · 4.125%
HK$35,560
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,120/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,392
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$1,150/mo
Today · 4.125%
HK$38,674
baseline
▲ 0.50% · 4.625%
HK$41,027
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,348/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,485
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,571
−HK$1,102/mo
Today · 4.125%
HK$42,673
baseline
▲ 0.50% · 4.625%
HK$44,922
+HK$2,249/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,346/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,457
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,777
−HK$1,342/mo
Today · 4.125%
HK$45,119
baseline
▲ 0.50% · 4.625%
HK$47,865
+HK$2,746/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,238/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,233
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,500
−HK$1,285/mo
Today · 4.125%
HK$49,785
baseline
▲ 0.50% · 4.625%
HK$52,409
+HK$2,624/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,570/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,587
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,285
−HK$1,725/mo
Today · 4.125%
HK$58,010
baseline
▲ 0.50% · 4.625%
HK$61,540
+HK$3,530/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,020/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,728
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,357
−HK$1,652/mo
Today · 4.125%
HK$64,009
baseline
▲ 0.50% · 4.625%
HK$67,383
+HK$3,374/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,018/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,732 · Scale 2, in force from 26 Feb 2026)