LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,328
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,271
−HK$959/mo
Today · 4.125%
HK$32,230
baseline
▲ 0.50% · 4.625%
HK$34,191
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,460/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,740
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,644
−HK$918/mo
Today · 4.125%
HK$35,562
baseline
▲ 0.50% · 4.625%
HK$37,437
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,124/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,394
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,526
−HK$1,150/mo
Today · 4.125%
HK$38,676
baseline
▲ 0.50% · 4.625%
HK$41,029
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,352/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,488
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,573
−HK$1,102/mo
Today · 4.125%
HK$42,675
baseline
▲ 0.50% · 4.625%
HK$44,924
+HK$2,249/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,350/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,459
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,780
−HK$1,342/mo
Today · 4.125%
HK$45,122
baseline
▲ 0.50% · 4.625%
HK$47,867
+HK$2,745/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,244/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,235
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,502
−HK$1,285/mo
Today · 4.125%
HK$49,787
baseline
▲ 0.50% · 4.625%
HK$52,412
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,574/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,590
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,288
−HK$1,726/mo
Today · 4.125%
HK$58,014
baseline
▲ 0.50% · 4.625%
HK$61,544
+HK$3,530/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,028/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,731
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,360
−HK$1,652/mo
Today · 4.125%
HK$64,012
baseline
▲ 0.50% · 4.625%
HK$67,387
+HK$3,375/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,024/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,760 · Scale 2, in force from 26 Feb 2026)