LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,331
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,275
−HK$958/mo
Today · 4.125%
HK$32,233
baseline
▲ 0.50% · 4.625%
HK$34,194
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,466/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$918/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,441
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,397
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,530
−HK$1,150/mo
Today · 4.125%
HK$38,680
baseline
▲ 0.50% · 4.625%
HK$41,033
+HK$2,353/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,360/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,492
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,578
−HK$1,101/mo
Today · 4.125%
HK$42,679
baseline
▲ 0.50% · 4.625%
HK$44,929
+HK$2,250/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,358/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,464
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,784
−HK$1,342/mo
Today · 4.125%
HK$45,126
baseline
▲ 0.50% · 4.625%
HK$47,872
+HK$2,746/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,252/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,240
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,507
−HK$1,286/mo
Today · 4.125%
HK$49,793
baseline
▲ 0.50% · 4.625%
HK$52,417
+HK$2,624/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,586/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,596
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,294
−HK$1,726/mo
Today · 4.125%
HK$58,020
baseline
▲ 0.50% · 4.625%
HK$61,550
+HK$3,530/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,040/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,738
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,366
−HK$1,653/mo
Today · 4.125%
HK$64,019
baseline
▲ 0.50% · 4.625%
HK$67,394
+HK$3,375/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,038/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,812 · Scale 2, in force from 26 Feb 2026)