LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,334
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,277
−HK$959/mo
Today · 4.125%
HK$32,236
baseline
▲ 0.50% · 4.625%
HK$34,198
+HK$1,962/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,472/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,651
−HK$918/mo
Today · 4.125%
HK$35,569
baseline
▲ 0.50% · 4.625%
HK$37,444
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,138/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,533
−HK$1,150/mo
Today · 4.125%
HK$38,683
baseline
▲ 0.50% · 4.625%
HK$41,037
+HK$2,354/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,366/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,495
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,102/mo
Today · 4.125%
HK$42,683
baseline
▲ 0.50% · 4.625%
HK$44,933
+HK$2,250/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,366/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,467
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,788
−HK$1,343/mo
Today · 4.125%
HK$45,131
baseline
▲ 0.50% · 4.625%
HK$47,877
+HK$2,746/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,262/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,245
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,512
−HK$1,285/mo
Today · 4.125%
HK$49,797
baseline
▲ 0.50% · 4.625%
HK$52,422
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,594/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,601
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,299
−HK$1,726/mo
Today · 4.125%
HK$58,025
baseline
▲ 0.50% · 4.625%
HK$61,556
+HK$3,531/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,050/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,743
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,372
−HK$1,653/mo
Today · 4.125%
HK$64,025
baseline
▲ 0.50% · 4.625%
HK$67,400
+HK$3,375/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,050/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,857 · Scale 2, in force from 26 Feb 2026)