LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,335
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$959/mo
Today · 4.125%
HK$32,237
baseline
▲ 0.50% · 4.625%
HK$34,198
+HK$1,961/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,474/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,747
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$918/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,445
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,402
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,534
−HK$1,150/mo
Today · 4.125%
HK$38,684
baseline
▲ 0.50% · 4.625%
HK$41,038
+HK$2,354/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,368/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,496
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,582
−HK$1,102/mo
Today · 4.125%
HK$42,684
baseline
▲ 0.50% · 4.625%
HK$44,934
+HK$2,250/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,368/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,789
−HK$1,343/mo
Today · 4.125%
HK$45,132
baseline
▲ 0.50% · 4.625%
HK$47,878
+HK$2,746/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,264/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,246
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,513
−HK$1,285/mo
Today · 4.125%
HK$49,798
baseline
▲ 0.50% · 4.625%
HK$52,423
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,596/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,602
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,301
−HK$1,725/mo
Today · 4.125%
HK$58,026
baseline
▲ 0.50% · 4.625%
HK$61,557
+HK$3,531/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,052/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,745
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,374
−HK$1,652/mo
Today · 4.125%
HK$64,026
baseline
▲ 0.50% · 4.625%
HK$67,401
+HK$3,375/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,052/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,869 · Scale 2, in force from 26 Feb 2026)