LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,337
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$959/mo
Today · 4.125%
HK$32,239
baseline
▲ 0.50% · 4.625%
HK$34,201
+HK$1,962/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,478/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,749
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$919/mo
Today · 4.125%
HK$35,573
baseline
▲ 0.50% · 4.625%
HK$37,448
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,146/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,536
−HK$1,151/mo
Today · 4.125%
HK$38,687
baseline
▲ 0.50% · 4.625%
HK$41,041
+HK$2,354/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,374/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,499
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,585
−HK$1,102/mo
Today · 4.125%
HK$42,687
baseline
▲ 0.50% · 4.625%
HK$44,937
+HK$2,250/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,374/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,792
−HK$1,343/mo
Today · 4.125%
HK$45,135
baseline
▲ 0.50% · 4.625%
HK$47,881
+HK$2,746/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,270/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,249
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,516
−HK$1,286/mo
Today · 4.125%
HK$49,802
baseline
▲ 0.50% · 4.625%
HK$52,427
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,604/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,606
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,305
−HK$1,725/mo
Today · 4.125%
HK$58,030
baseline
▲ 0.50% · 4.625%
HK$61,561
+HK$3,531/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,060/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,749
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,378
−HK$1,653/mo
Today · 4.125%
HK$64,031
baseline
▲ 0.50% · 4.625%
HK$67,406
+HK$3,375/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,062/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,903 · Scale 2, in force from 26 Feb 2026)