LTV · monthly repayment
▼ 0.50% · 3.625%
HK$303,377
−HK$19,024/mo
▼ 0.25% · 3.875%
HK$312,813
−HK$9,588/mo
Today · 4.125%
HK$322,401
baseline
▲ 0.50% · 4.625%
HK$342,018
+HK$19,617/mo
Deposit HK$66.52M · loan HK$66.52M · min. income ≈ HK$644,802/mo (50% DSR)
Upfront cash ≈ HK$75.17M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,503
−HK$18,235/mo
▼ 0.25% · 3.875%
HK$346,555
−HK$9,183/mo
Today · 4.125%
HK$355,738
baseline
▲ 0.50% · 4.625%
HK$374,489
+HK$18,751/mo
Deposit HK$66.52M · loan HK$66.52M · min. income ≈ HK$711,476/mo (50% DSR)
Upfront cash ≈ HK$75.17M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,052
−HK$22,829/mo
▼ 0.25% · 3.875%
HK$375,376
−HK$11,505/mo
Today · 4.125%
HK$386,881
baseline
▲ 0.50% · 4.625%
HK$410,422
+HK$23,541/mo
Deposit HK$53.22M · loan HK$79.83M · min. income ≈ HK$773,762/mo (50% DSR)
Upfront cash ≈ HK$61.87M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,004
−HK$21,881/mo
▼ 0.25% · 3.875%
HK$415,866
−HK$11,019/mo
Today · 4.125%
HK$426,885
baseline
▲ 0.50% · 4.625%
HK$449,387
+HK$22,502/mo
Deposit HK$53.22M · loan HK$79.83M · min. income ≈ HK$853,770/mo (50% DSR)
Upfront cash ≈ HK$61.87M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,727
−HK$26,634/mo
▼ 0.25% · 3.875%
HK$437,939
−HK$13,422/mo
Today · 4.125%
HK$451,361
baseline
▲ 0.50% · 4.625%
HK$478,826
+HK$27,465/mo
Deposit HK$39.91M · loan HK$93.13M · min. income ≈ HK$902,722/mo (50% DSR)
Upfront cash ≈ HK$48.56M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,505
−HK$25,528/mo
▼ 0.25% · 3.875%
HK$485,177
−HK$12,856/mo
Today · 4.125%
HK$498,033
baseline
▲ 0.50% · 4.625%
HK$524,285
+HK$26,252/mo
Deposit HK$39.91M · loan HK$93.13M · min. income ≈ HK$996,066/mo (50% DSR)
Upfront cash ≈ HK$48.56M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$546,078
−HK$34,244/mo
▼ 0.25% · 3.875%
HK$563,064
−HK$17,258/mo
Today · 4.125%
HK$580,322
baseline
▲ 0.50% · 4.625%
HK$615,633
+HK$35,311/mo
Deposit HK$13.30M · loan HK$119.74M · min. income ≈ HK$1,160,644/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$607,506
−HK$32,822/mo
▼ 0.25% · 3.875%
HK$623,799
−HK$16,529/mo
Today · 4.125%
HK$640,328
baseline
▲ 0.50% · 4.625%
HK$674,080
+HK$33,752/mo
Deposit HK$13.30M · loan HK$119.74M · min. income ≈ HK$1,280,656/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$8,647,921 · Scale 2, in force from 26 Feb 2026)