LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,338
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$959/mo
Today · 4.125%
HK$32,240
baseline
▲ 0.50% · 4.625%
HK$34,202
+HK$1,962/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,480/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,750
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,656
−HK$918/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,449
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,405
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,538
−HK$1,150/mo
Today · 4.125%
HK$38,688
baseline
▲ 0.50% · 4.625%
HK$41,042
+HK$2,354/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,376/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,501
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,587
−HK$1,102/mo
Today · 4.125%
HK$42,689
baseline
▲ 0.50% · 4.625%
HK$44,939
+HK$2,250/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,378/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,473
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,794
−HK$1,342/mo
Today · 4.125%
HK$45,136
baseline
▲ 0.50% · 4.625%
HK$47,883
+HK$2,747/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,272/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,251
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,518
−HK$1,285/mo
Today · 4.125%
HK$49,803
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$2,626/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,606/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,608
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,307
−HK$1,725/mo
Today · 4.125%
HK$58,032
baseline
▲ 0.50% · 4.625%
HK$61,564
+HK$3,532/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$116,064/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,751
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,380
−HK$1,653/mo
Today · 4.125%
HK$64,033
baseline
▲ 0.50% · 4.625%
HK$67,408
+HK$3,375/mo
Deposit HK$1.33M · loan HK$11.97M · min. income ≈ HK$128,066/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$498,921 · Scale 2, in force from 26 Feb 2026)