LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,343
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,287
−HK$959/mo
Today · 4.125%
HK$32,246
baseline
▲ 0.50% · 4.625%
HK$34,208
+HK$1,962/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,492/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,757
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,662
−HK$919/mo
Today · 4.125%
HK$35,581
baseline
▲ 0.50% · 4.625%
HK$37,456
+HK$1,875/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,162/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$1,150/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,355/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,508
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,103/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,250/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,481
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,802
−HK$1,343/mo
Today · 4.125%
HK$45,145
baseline
▲ 0.50% · 4.625%
HK$47,892
+HK$2,747/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$90,290/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,259
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,527
−HK$1,286/mo
Today · 4.125%
HK$49,813
baseline
▲ 0.50% · 4.625%
HK$52,438
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.31M · min. income ≈ HK$99,626/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,618
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,317
−HK$1,726/mo
Today · 4.125%
HK$58,043
baseline
▲ 0.50% · 4.625%
HK$61,575
+HK$3,532/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,086/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,762
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,392
−HK$1,653/mo
Today · 4.125%
HK$64,045
baseline
▲ 0.50% · 4.625%
HK$67,421
+HK$3,376/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,090/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,013 · Scale 2, in force from 26 Feb 2026)