LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,346
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,290
−HK$959/mo
Today · 4.125%
HK$32,249
baseline
▲ 0.50% · 4.625%
HK$34,211
+HK$1,962/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,498/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,759
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,665
−HK$918/mo
Today · 4.125%
HK$35,583
baseline
▲ 0.50% · 4.625%
HK$37,459
+HK$1,876/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,166/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,415
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,548
−HK$1,150/mo
Today · 4.125%
HK$38,698
baseline
▲ 0.50% · 4.625%
HK$41,053
+HK$2,355/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,396/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,511
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,598
−HK$1,102/mo
Today · 4.125%
HK$42,700
baseline
▲ 0.50% · 4.625%
HK$44,951
+HK$2,251/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,400/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,484
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,806
−HK$1,342/mo
Today · 4.125%
HK$45,148
baseline
▲ 0.50% · 4.625%
HK$47,895
+HK$2,747/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,296/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,263
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,531
−HK$1,286/mo
Today · 4.125%
HK$49,817
baseline
▲ 0.50% · 4.625%
HK$52,442
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,634/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,622
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,321
−HK$1,727/mo
Today · 4.125%
HK$58,048
baseline
▲ 0.50% · 4.625%
HK$61,580
+HK$3,532/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,096/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,767
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,396
−HK$1,654/mo
Today · 4.125%
HK$64,050
baseline
▲ 0.50% · 4.625%
HK$67,426
+HK$3,376/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,100/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,052 · Scale 2, in force from 26 Feb 2026)