LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,346
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,290
−HK$959/mo
Today · 4.125%
HK$32,249
baseline
▲ 0.50% · 4.625%
HK$34,212
+HK$1,963/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,498/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,760
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,665
−HK$919/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,460
+HK$1,876/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,548
−HK$1,151/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$41,054
+HK$2,355/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,512
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,598
−HK$1,103/mo
Today · 4.125%
HK$42,701
baseline
▲ 0.50% · 4.625%
HK$44,952
+HK$2,251/mo
Deposit HK$5.32M · loan HK$7.98M · min. income ≈ HK$85,402/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,485
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,806
−HK$1,343/mo
Today · 4.125%
HK$45,149
baseline
▲ 0.50% · 4.625%
HK$47,896
+HK$2,747/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,298/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,264
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,532
−HK$1,286/mo
Today · 4.125%
HK$49,818
baseline
▲ 0.50% · 4.625%
HK$52,443
+HK$2,625/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,636/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,623
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,322
−HK$1,727/mo
Today · 4.125%
HK$58,049
baseline
▲ 0.50% · 4.625%
HK$61,581
+HK$3,532/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,098/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,768
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,398
−HK$1,653/mo
Today · 4.125%
HK$64,051
baseline
▲ 0.50% · 4.625%
HK$67,427
+HK$3,376/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,102/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,062 · Scale 2, in force from 26 Feb 2026)