LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,350
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,294
−HK$959/mo
Today · 4.125%
HK$32,253
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,963/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,506/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,764
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,669
−HK$919/mo
Today · 4.125%
HK$35,588
baseline
▲ 0.50% · 4.625%
HK$37,464
+HK$1,876/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,176/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$1,151/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,355/mo
Deposit HK$5.32M · loan HK$7.99M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,603
−HK$1,103/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,251/mo
Deposit HK$5.32M · loan HK$7.99M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,490
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,811
−HK$1,343/mo
Today · 4.125%
HK$45,154
baseline
▲ 0.50% · 4.625%
HK$47,902
+HK$2,748/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,308/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,269
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,537
−HK$1,286/mo
Today · 4.125%
HK$49,823
baseline
▲ 0.50% · 4.625%
HK$52,450
+HK$2,627/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,646/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,329
−HK$1,726/mo
Today · 4.125%
HK$58,055
baseline
▲ 0.50% · 4.625%
HK$61,588
+HK$3,533/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,110/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,775
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,405
−HK$1,653/mo
Today · 4.125%
HK$64,058
baseline
▲ 0.50% · 4.625%
HK$67,435
+HK$3,377/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,116/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,119 · Scale 2, in force from 26 Feb 2026)