LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,350
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,294
−HK$959/mo
Today · 4.125%
HK$32,253
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,963/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$64,506/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,764
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,670
−HK$918/mo
Today · 4.125%
HK$35,588
baseline
▲ 0.50% · 4.625%
HK$37,464
+HK$1,876/mo
Deposit HK$6.65M · loan HK$6.65M · min. income ≈ HK$71,176/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$1,151/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,355/mo
Deposit HK$5.32M · loan HK$7.99M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,102/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,251/mo
Deposit HK$5.32M · loan HK$7.99M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,490
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,812
−HK$1,343/mo
Today · 4.125%
HK$45,155
baseline
▲ 0.50% · 4.625%
HK$47,902
+HK$2,747/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,310/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,270
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,538
−HK$1,286/mo
Today · 4.125%
HK$49,824
baseline
▲ 0.50% · 4.625%
HK$52,450
+HK$2,626/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,648/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,330
−HK$1,726/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,533/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,776
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,406
−HK$1,653/mo
Today · 4.125%
HK$64,059
baseline
▲ 0.50% · 4.625%
HK$67,436
+HK$3,377/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,118/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,124 · Scale 2, in force from 26 Feb 2026)