LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,352
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,296
−HK$959/mo
Today · 4.125%
HK$32,255
baseline
▲ 0.50% · 4.625%
HK$34,218
+HK$1,963/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,510/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,766
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,672
−HK$919/mo
Today · 4.125%
HK$35,591
baseline
▲ 0.50% · 4.625%
HK$37,467
+HK$1,876/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,182/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,423
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,555
−HK$1,152/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,355/mo
Deposit HK$5.32M · loan HK$7.99M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,520
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,606
−HK$1,103/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$44,960
+HK$2,251/mo
Deposit HK$5.32M · loan HK$7.99M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,493
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,815
−HK$1,343/mo
Today · 4.125%
HK$45,158
baseline
▲ 0.50% · 4.625%
HK$47,905
+HK$2,747/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,316/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,273
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,541
−HK$1,286/mo
Today · 4.125%
HK$49,827
baseline
▲ 0.50% · 4.625%
HK$52,453
+HK$2,626/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,654/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,634
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,333
−HK$1,727/mo
Today · 4.125%
HK$58,060
baseline
▲ 0.50% · 4.625%
HK$61,593
+HK$3,533/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,120/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,780
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,410
−HK$1,653/mo
Today · 4.125%
HK$64,063
baseline
▲ 0.50% · 4.625%
HK$67,440
+HK$3,377/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,126/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,156 · Scale 2, in force from 26 Feb 2026)