LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,356
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$959/mo
Today · 4.125%
HK$32,260
baseline
▲ 0.50% · 4.625%
HK$34,223
+HK$1,963/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,520/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,771
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,677
−HK$919/mo
Today · 4.125%
HK$35,596
baseline
▲ 0.50% · 4.625%
HK$37,472
+HK$1,876/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,192/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,561
−HK$1,151/mo
Today · 4.125%
HK$38,712
baseline
▲ 0.50% · 4.625%
HK$41,068
+HK$2,356/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,424/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,525
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,612
−HK$1,103/mo
Today · 4.125%
HK$42,715
baseline
▲ 0.50% · 4.625%
HK$44,966
+HK$2,251/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,430/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,499
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,821
−HK$1,343/mo
Today · 4.125%
HK$45,164
baseline
▲ 0.50% · 4.625%
HK$47,912
+HK$2,748/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,328/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,280
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,548
−HK$1,286/mo
Today · 4.125%
HK$49,834
baseline
▲ 0.50% · 4.625%
HK$52,461
+HK$2,627/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,668/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,341
−HK$1,727/mo
Today · 4.125%
HK$58,068
baseline
▲ 0.50% · 4.625%
HK$61,601
+HK$3,533/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,136/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,788
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,418
−HK$1,654/mo
Today · 4.125%
HK$64,072
baseline
▲ 0.50% · 4.625%
HK$67,450
+HK$3,378/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,144/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,227 · Scale 2, in force from 26 Feb 2026)