LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,358
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,302
−HK$960/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,963/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$918/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,429
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,563
−HK$1,151/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$41,069
+HK$2,355/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,527
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,614
−HK$1,103/mo
Today · 4.125%
HK$42,717
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,434/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,501
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,823
−HK$1,343/mo
Today · 4.125%
HK$45,166
baseline
▲ 0.50% · 4.625%
HK$47,914
+HK$2,748/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,332/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,282
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,550
−HK$1,286/mo
Today · 4.125%
HK$49,836
baseline
▲ 0.50% · 4.625%
HK$52,463
+HK$2,627/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,672/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,644
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,344
−HK$1,727/mo
Today · 4.125%
HK$58,071
baseline
▲ 0.50% · 4.625%
HK$61,604
+HK$3,533/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,142/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,791
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,421
−HK$1,654/mo
Today · 4.125%
HK$64,075
baseline
▲ 0.50% · 4.625%
HK$67,453
+HK$3,378/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,150/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,250 · Scale 2, in force from 26 Feb 2026)