LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,362
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,307
−HK$959/mo
Today · 4.125%
HK$32,266
baseline
▲ 0.50% · 4.625%
HK$34,230
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,532/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,778
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,684
−HK$919/mo
Today · 4.125%
HK$35,603
baseline
▲ 0.50% · 4.625%
HK$37,479
+HK$1,876/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,206/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,435
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,568
−HK$1,152/mo
Today · 4.125%
HK$38,720
baseline
▲ 0.50% · 4.625%
HK$41,076
+HK$2,356/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,440/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,533
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,621
−HK$1,102/mo
Today · 4.125%
HK$42,723
baseline
▲ 0.50% · 4.625%
HK$44,975
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,446/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,507
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,830
−HK$1,343/mo
Today · 4.125%
HK$45,173
baseline
▲ 0.50% · 4.625%
HK$47,922
+HK$2,749/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,346/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,289
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,557
−HK$1,287/mo
Today · 4.125%
HK$49,844
baseline
▲ 0.50% · 4.625%
HK$52,471
+HK$2,627/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,688/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,652
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,352
−HK$1,728/mo
Today · 4.125%
HK$58,080
baseline
▲ 0.50% · 4.625%
HK$61,614
+HK$3,534/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,160/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,800
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,431
−HK$1,654/mo
Today · 4.125%
HK$64,085
baseline
▲ 0.50% · 4.625%
HK$67,463
+HK$3,378/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,170/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,326 · Scale 2, in force from 26 Feb 2026)