LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,364
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,308
−HK$960/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$34,231
+HK$1,963/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,779
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,685
−HK$919/mo
Today · 4.125%
HK$35,604
baseline
▲ 0.50% · 4.625%
HK$37,481
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,208/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,436
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,570
−HK$1,151/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$41,077
+HK$2,356/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,622
−HK$1,103/mo
Today · 4.125%
HK$42,725
baseline
▲ 0.50% · 4.625%
HK$44,977
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,450/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,509
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,831
−HK$1,344/mo
Today · 4.125%
HK$45,175
baseline
▲ 0.50% · 4.625%
HK$47,923
+HK$2,748/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,350/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,291
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,559
−HK$1,287/mo
Today · 4.125%
HK$49,846
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$2,627/mo
Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$99,692/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,654
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,728/mo
Today · 4.125%
HK$58,082
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,534/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$116,164/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,433
−HK$1,654/mo
Today · 4.125%
HK$64,087
baseline
▲ 0.50% · 4.625%
HK$67,466
+HK$3,379/mo
Deposit HK$1.33M · loan HK$11.98M · min. income ≈ HK$128,174/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,344 · Scale 2, in force from 26 Feb 2026)