LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,367
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$960/mo
Today · 4.125%
HK$32,271
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,542/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,783
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$919/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$1,151/mo
Today · 4.125%
HK$38,725
baseline
▲ 0.50% · 4.625%
HK$41,082
+HK$2,357/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,450/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,539
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,627
−HK$1,103/mo
Today · 4.125%
HK$42,730
baseline
▲ 0.50% · 4.625%
HK$44,982
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,460/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,836
−HK$1,344/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,749/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,296
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,564
−HK$1,287/mo
Today · 4.125%
HK$49,851
baseline
▲ 0.50% · 4.625%
HK$52,479
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,702/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,660
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,361
−HK$1,727/mo
Today · 4.125%
HK$58,088
baseline
▲ 0.50% · 4.625%
HK$61,622
+HK$3,534/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,176/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,809
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,440
−HK$1,654/mo
Today · 4.125%
HK$64,094
baseline
▲ 0.50% · 4.625%
HK$67,473
+HK$3,379/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,188/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,399 · Scale 2, in force from 26 Feb 2026)