LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,367
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,312
−HK$960/mo
Today · 4.125%
HK$32,272
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,963/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,544/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,690
−HK$919/mo
Today · 4.125%
HK$35,609
baseline
▲ 0.50% · 4.625%
HK$37,486
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,218/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$1,152/mo
Today · 4.125%
HK$38,726
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,357/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,452/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,540
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,627
−HK$1,103/mo
Today · 4.125%
HK$42,730
baseline
▲ 0.50% · 4.625%
HK$44,983
+HK$2,253/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,460/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,837
−HK$1,343/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,930
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,297
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,565
−HK$1,287/mo
Today · 4.125%
HK$49,852
baseline
▲ 0.50% · 4.625%
HK$52,480
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,704/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,661
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,362
−HK$1,727/mo
Today · 4.125%
HK$58,089
baseline
▲ 0.50% · 4.625%
HK$61,624
+HK$3,535/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,178/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,810
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,441
−HK$1,655/mo
Today · 4.125%
HK$64,096
baseline
▲ 0.50% · 4.625%
HK$67,474
+HK$3,378/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,192/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,409 · Scale 2, in force from 26 Feb 2026)