LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,368
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,313
−HK$959/mo
Today · 4.125%
HK$32,272
baseline
▲ 0.50% · 4.625%
HK$34,236
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,544/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,690
−HK$919/mo
Today · 4.125%
HK$35,609
baseline
▲ 0.50% · 4.625%
HK$37,486
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,218/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,442
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,575
−HK$1,152/mo
Today · 4.125%
HK$38,727
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,356/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,454/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,541
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,103/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$44,984
+HK$2,253/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,515
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,838
−HK$1,343/mo
Today · 4.125%
HK$45,181
baseline
▲ 0.50% · 4.625%
HK$47,930
+HK$2,749/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,362/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,298
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,566
−HK$1,287/mo
Today · 4.125%
HK$49,853
baseline
▲ 0.50% · 4.625%
HK$52,481
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,706/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,662
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,363
−HK$1,727/mo
Today · 4.125%
HK$58,090
baseline
▲ 0.50% · 4.625%
HK$61,625
+HK$3,535/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,180/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,811
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,655/mo
Today · 4.125%
HK$64,097
baseline
▲ 0.50% · 4.625%
HK$67,475
+HK$3,378/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,194/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,417 · Scale 2, in force from 26 Feb 2026)