LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,371
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,315
−HK$960/mo
Today · 4.125%
HK$32,275
baseline
▲ 0.50% · 4.625%
HK$34,239
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,550/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$919/mo
Today · 4.125%
HK$35,612
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,224/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,578
−HK$1,152/mo
Today · 4.125%
HK$38,730
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,357/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,460/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,632
−HK$1,103/mo
Today · 4.125%
HK$42,735
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,470/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,519
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,841
−HK$1,344/mo
Today · 4.125%
HK$45,185
baseline
▲ 0.50% · 4.625%
HK$47,934
+HK$2,749/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,370/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,302
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,570
−HK$1,287/mo
Today · 4.125%
HK$49,857
baseline
▲ 0.50% · 4.625%
HK$52,485
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,714/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,667
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,367
−HK$1,728/mo
Today · 4.125%
HK$58,095
baseline
▲ 0.50% · 4.625%
HK$61,630
+HK$3,535/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,190/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,816
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,447
−HK$1,655/mo
Today · 4.125%
HK$64,102
baseline
▲ 0.50% · 4.625%
HK$67,481
+HK$3,379/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,204/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,459 · Scale 2, in force from 26 Feb 2026)