LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,371
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,316
−HK$960/mo
Today · 4.125%
HK$32,276
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,552/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,694
−HK$919/mo
Today · 4.125%
HK$35,613
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,226/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,579
−HK$1,152/mo
Today · 4.125%
HK$38,731
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,356/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,462/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,545
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,633
−HK$1,103/mo
Today · 4.125%
HK$42,736
baseline
▲ 0.50% · 4.625%
HK$44,988
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,472/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,520
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,842
−HK$1,344/mo
Today · 4.125%
HK$45,186
baseline
▲ 0.50% · 4.625%
HK$47,935
+HK$2,749/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,372/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,303
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,571
−HK$1,287/mo
Today · 4.125%
HK$49,858
baseline
▲ 0.50% · 4.625%
HK$52,486
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,716/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,668
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,369
−HK$1,727/mo
Today · 4.125%
HK$58,096
baseline
▲ 0.50% · 4.625%
HK$61,631
+HK$3,535/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,192/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,818
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,449
−HK$1,654/mo
Today · 4.125%
HK$64,103
baseline
▲ 0.50% · 4.625%
HK$67,482
+HK$3,379/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,206/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,470 · Scale 2, in force from 26 Feb 2026)