LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,372
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$959/mo
Today · 4.125%
HK$32,276
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,552/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,695
−HK$919/mo
Today · 4.125%
HK$35,614
baseline
▲ 0.50% · 4.625%
HK$37,491
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,228/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,446
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,580
−HK$1,152/mo
Today · 4.125%
HK$38,732
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,356/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,464/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,546
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,634
−HK$1,103/mo
Today · 4.125%
HK$42,737
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,252/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,474/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,521
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,843
−HK$1,344/mo
Today · 4.125%
HK$45,187
baseline
▲ 0.50% · 4.625%
HK$47,937
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,374/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,304
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,572
−HK$1,287/mo
Today · 4.125%
HK$49,859
baseline
▲ 0.50% · 4.625%
HK$52,488
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,718/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,669
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,370
−HK$1,728/mo
Today · 4.125%
HK$58,098
baseline
▲ 0.50% · 4.625%
HK$61,633
+HK$3,535/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,196/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,819
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,450
−HK$1,655/mo
Today · 4.125%
HK$64,105
baseline
▲ 0.50% · 4.625%
HK$67,484
+HK$3,379/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,210/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,482 · Scale 2, in force from 26 Feb 2026)