LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,375
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,320
−HK$960/mo
Today · 4.125%
HK$32,280
baseline
▲ 0.50% · 4.625%
HK$34,244
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,560/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,792
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,698
−HK$920/mo
Today · 4.125%
HK$35,618
baseline
▲ 0.50% · 4.625%
HK$37,495
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,236/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,450
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,584
−HK$1,152/mo
Today · 4.125%
HK$38,736
baseline
▲ 0.50% · 4.625%
HK$41,093
+HK$2,357/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,472/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,551
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,638
−HK$1,103/mo
Today · 4.125%
HK$42,741
baseline
▲ 0.50% · 4.625%
HK$44,994
+HK$2,253/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,482/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,525
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,848
−HK$1,344/mo
Today · 4.125%
HK$45,192
baseline
▲ 0.50% · 4.625%
HK$47,942
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,384/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,309
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,578
−HK$1,287/mo
Today · 4.125%
HK$49,865
baseline
▲ 0.50% · 4.625%
HK$52,493
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,730/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,675
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,376
−HK$1,728/mo
Today · 4.125%
HK$58,104
baseline
▲ 0.50% · 4.625%
HK$61,640
+HK$3,536/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,208/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,826
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,457
−HK$1,655/mo
Today · 4.125%
HK$64,112
baseline
▲ 0.50% · 4.625%
HK$67,492
+HK$3,380/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,224/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,537 · Scale 2, in force from 26 Feb 2026)