LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,376
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,321
−HK$960/mo
Today · 4.125%
HK$32,281
baseline
▲ 0.50% · 4.625%
HK$34,245
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,562/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,793
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,699
−HK$920/mo
Today · 4.125%
HK$35,619
baseline
▲ 0.50% · 4.625%
HK$37,496
+HK$1,877/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,238/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,451
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,585
−HK$1,152/mo
Today · 4.125%
HK$38,737
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,357/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,474/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,551
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,639
−HK$1,103/mo
Today · 4.125%
HK$42,742
baseline
▲ 0.50% · 4.625%
HK$44,995
+HK$2,253/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,484/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,526
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,849
−HK$1,344/mo
Today · 4.125%
HK$45,193
baseline
▲ 0.50% · 4.625%
HK$47,943
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$90,386/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,310
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,579
−HK$1,287/mo
Today · 4.125%
HK$49,866
baseline
▲ 0.50% · 4.625%
HK$52,494
+HK$2,628/mo
Deposit HK$4.00M · loan HK$9.32M · min. income ≈ HK$99,732/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,676
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,377
−HK$1,728/mo
Today · 4.125%
HK$58,105
baseline
▲ 0.50% · 4.625%
HK$61,641
+HK$3,536/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,210/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,827
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,458
−HK$1,655/mo
Today · 4.125%
HK$64,113
baseline
▲ 0.50% · 4.625%
HK$67,493
+HK$3,380/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,226/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,546 · Scale 2, in force from 26 Feb 2026)