LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,381
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,326
−HK$960/mo
Today · 4.125%
HK$32,286
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,572/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,798
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,705
−HK$919/mo
Today · 4.125%
HK$35,624
baseline
▲ 0.50% · 4.625%
HK$37,502
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,248/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,457
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$1,152/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$41,101
+HK$2,358/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,646
−HK$1,103/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,003
+HK$2,254/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,533
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,856
−HK$1,344/mo
Today · 4.125%
HK$45,200
baseline
▲ 0.50% · 4.625%
HK$47,951
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,400/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,318
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,587
−HK$1,287/mo
Today · 4.125%
HK$49,874
baseline
▲ 0.50% · 4.625%
HK$52,503
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,748/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,685
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,386
−HK$1,729/mo
Today · 4.125%
HK$58,115
baseline
▲ 0.50% · 4.625%
HK$61,651
+HK$3,536/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,230/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,837
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,469
−HK$1,655/mo
Today · 4.125%
HK$64,124
baseline
▲ 0.50% · 4.625%
HK$67,504
+HK$3,380/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,248/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,629 · Scale 2, in force from 26 Feb 2026)