LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,382
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,327
−HK$960/mo
Today · 4.125%
HK$32,287
baseline
▲ 0.50% · 4.625%
HK$34,251
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,574/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,799
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,706
−HK$919/mo
Today · 4.125%
HK$35,625
baseline
▲ 0.50% · 4.625%
HK$37,503
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,250/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,458
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,592
−HK$1,152/mo
Today · 4.125%
HK$38,744
baseline
▲ 0.50% · 4.625%
HK$41,102
+HK$2,358/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,488/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,559
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,647
−HK$1,103/mo
Today · 4.125%
HK$42,750
baseline
▲ 0.50% · 4.625%
HK$45,004
+HK$2,254/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,500/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,534
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,857
−HK$1,345/mo
Today · 4.125%
HK$45,202
baseline
▲ 0.50% · 4.625%
HK$47,952
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,404/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,319
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,588
−HK$1,288/mo
Today · 4.125%
HK$49,876
baseline
▲ 0.50% · 4.625%
HK$52,505
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,752/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,687
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,388
−HK$1,728/mo
Today · 4.125%
HK$58,116
baseline
▲ 0.50% · 4.625%
HK$61,653
+HK$3,537/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,232/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,839
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,470
−HK$1,656/mo
Today · 4.125%
HK$64,126
baseline
▲ 0.50% · 4.625%
HK$67,506
+HK$3,380/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,252/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,643 · Scale 2, in force from 26 Feb 2026)