LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,383
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,328
−HK$960/mo
Today · 4.125%
HK$32,288
baseline
▲ 0.50% · 4.625%
HK$34,252
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,576/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,800
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,707
−HK$919/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,504
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,459
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,593
−HK$1,152/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$41,103
+HK$2,358/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,560
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,648
−HK$1,104/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,005
+HK$2,253/mo
Deposit HK$5.33M · loan HK$7.99M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,536
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,859
−HK$1,344/mo
Today · 4.125%
HK$45,203
baseline
▲ 0.50% · 4.625%
HK$47,953
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,406/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,320
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,589
−HK$1,288/mo
Today · 4.125%
HK$49,877
baseline
▲ 0.50% · 4.625%
HK$52,506
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,754/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,689
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,390
−HK$1,728/mo
Today · 4.125%
HK$58,118
baseline
▲ 0.50% · 4.625%
HK$61,654
+HK$3,536/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,236/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,840
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,472
−HK$1,655/mo
Today · 4.125%
HK$64,127
baseline
▲ 0.50% · 4.625%
HK$67,508
+HK$3,381/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,254/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,657 · Scale 2, in force from 26 Feb 2026)