LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,384
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,330
−HK$960/mo
Today · 4.125%
HK$32,290
baseline
▲ 0.50% · 4.625%
HK$34,255
+HK$1,965/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,580/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,802
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,709
−HK$920/mo
Today · 4.125%
HK$35,629
baseline
▲ 0.50% · 4.625%
HK$37,507
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,258/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,461
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,596
−HK$1,152/mo
Today · 4.125%
HK$38,748
baseline
▲ 0.50% · 4.625%
HK$41,106
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,496/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,563
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,651
−HK$1,103/mo
Today · 4.125%
HK$42,754
baseline
▲ 0.50% · 4.625%
HK$45,008
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,508/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,538
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,861
−HK$1,345/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,956
+HK$2,750/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,323
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,593
−HK$1,287/mo
Today · 4.125%
HK$49,880
baseline
▲ 0.50% · 4.625%
HK$52,509
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,760/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,692
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,393
−HK$1,729/mo
Today · 4.125%
HK$58,122
baseline
▲ 0.50% · 4.625%
HK$61,658
+HK$3,536/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,244/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,844
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,476
−HK$1,656/mo
Today · 4.125%
HK$64,132
baseline
▲ 0.50% · 4.625%
HK$67,512
+HK$3,380/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,264/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,689 · Scale 2, in force from 26 Feb 2026)