LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,385
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$960/mo
Today · 4.125%
HK$32,291
baseline
▲ 0.50% · 4.625%
HK$34,256
+HK$1,965/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,582/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,803
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,710
−HK$920/mo
Today · 4.125%
HK$35,630
baseline
▲ 0.50% · 4.625%
HK$37,508
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,260/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,462
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,597
−HK$1,152/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,564
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,104/mo
Today · 4.125%
HK$42,756
baseline
▲ 0.50% · 4.625%
HK$45,009
+HK$2,253/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,512/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,540
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,863
−HK$1,344/mo
Today · 4.125%
HK$45,207
baseline
▲ 0.50% · 4.625%
HK$47,958
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,414/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,325
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,594
−HK$1,288/mo
Today · 4.125%
HK$49,882
baseline
▲ 0.50% · 4.625%
HK$52,511
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,764/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,694
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,395
−HK$1,728/mo
Today · 4.125%
HK$58,123
baseline
▲ 0.50% · 4.625%
HK$61,660
+HK$3,537/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,246/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,846
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,478
−HK$1,655/mo
Today · 4.125%
HK$64,133
baseline
▲ 0.50% · 4.625%
HK$67,514
+HK$3,381/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,266/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,704 · Scale 2, in force from 26 Feb 2026)