LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,386
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$961/mo
Today · 4.125%
HK$32,292
baseline
▲ 0.50% · 4.625%
HK$34,256
+HK$1,964/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,584/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,804
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$920/mo
Today · 4.125%
HK$35,631
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,262/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,463
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$1,152/mo
Today · 4.125%
HK$38,750
baseline
▲ 0.50% · 4.625%
HK$41,108
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,500/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,565
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,653
−HK$1,104/mo
Today · 4.125%
HK$42,757
baseline
▲ 0.50% · 4.625%
HK$45,011
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,514/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,541
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,344/mo
Today · 4.125%
HK$45,208
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,416/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,326
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,595
−HK$1,288/mo
Today · 4.125%
HK$49,883
baseline
▲ 0.50% · 4.625%
HK$52,512
+HK$2,629/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,766/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,695
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,396
−HK$1,729/mo
Today · 4.125%
HK$58,125
baseline
▲ 0.50% · 4.625%
HK$61,662
+HK$3,537/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$116,250/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,848
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,480
−HK$1,655/mo
Today · 4.125%
HK$64,135
baseline
▲ 0.50% · 4.625%
HK$67,516
+HK$3,381/mo
Deposit HK$1.33M · loan HK$11.99M · min. income ≈ HK$128,270/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,716 · Scale 2, in force from 26 Feb 2026)