LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,391
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$961/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$34,262
+HK$1,965/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$920/mo
Today · 4.125%
HK$35,636
baseline
▲ 0.50% · 4.625%
HK$37,515
+HK$1,879/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,272/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,469
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,604
−HK$1,152/mo
Today · 4.125%
HK$38,756
baseline
▲ 0.50% · 4.625%
HK$41,114
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,512/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,572
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,660
−HK$1,104/mo
Today · 4.125%
HK$42,764
baseline
▲ 0.50% · 4.625%
HK$45,018
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,528/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,547
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,871
−HK$1,344/mo
Today · 4.125%
HK$45,215
baseline
▲ 0.50% · 4.625%
HK$47,967
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,430/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,334
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,603
−HK$1,288/mo
Today · 4.125%
HK$49,891
baseline
▲ 0.50% · 4.625%
HK$52,521
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,782/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,704
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,405
−HK$1,729/mo
Today · 4.125%
HK$58,134
baseline
▲ 0.50% · 4.625%
HK$61,672
+HK$3,538/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,268/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,857
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,490
−HK$1,655/mo
Today · 4.125%
HK$64,145
baseline
▲ 0.50% · 4.625%
HK$67,527
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,290/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,796 · Scale 2, in force from 26 Feb 2026)