LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,392
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,337
−HK$961/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,965/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$920/mo
Today · 4.125%
HK$35,637
baseline
▲ 0.50% · 4.625%
HK$37,516
+HK$1,879/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,274/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,470
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,605
−HK$1,152/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,573
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,661
−HK$1,104/mo
Today · 4.125%
HK$42,765
baseline
▲ 0.50% · 4.625%
HK$45,019
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,530/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,548
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,872
−HK$1,345/mo
Today · 4.125%
HK$45,217
baseline
▲ 0.50% · 4.625%
HK$47,968
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,434/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,335
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,604
−HK$1,288/mo
Today · 4.125%
HK$49,892
baseline
▲ 0.50% · 4.625%
HK$52,522
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,784/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,705
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,407
−HK$1,729/mo
Today · 4.125%
HK$58,136
baseline
▲ 0.50% · 4.625%
HK$61,673
+HK$3,537/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,272/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,859
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,491
−HK$1,656/mo
Today · 4.125%
HK$64,147
baseline
▲ 0.50% · 4.625%
HK$67,528
+HK$3,381/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,294/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,808 · Scale 2, in force from 26 Feb 2026)