LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,393
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,338
−HK$961/mo
Today · 4.125%
HK$32,299
baseline
▲ 0.50% · 4.625%
HK$34,264
+HK$1,965/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,598/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,812
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,718
−HK$920/mo
Today · 4.125%
HK$35,638
baseline
▲ 0.50% · 4.625%
HK$37,517
+HK$1,879/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,276/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,471
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$1,152/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$41,117
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,574
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,104/mo
Today · 4.125%
HK$42,766
baseline
▲ 0.50% · 4.625%
HK$45,020
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,532/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,550
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,873
−HK$1,345/mo
Today · 4.125%
HK$45,218
baseline
▲ 0.50% · 4.625%
HK$47,969
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,436/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,336
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,606
−HK$1,288/mo
Today · 4.125%
HK$49,894
baseline
▲ 0.50% · 4.625%
HK$52,524
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,788/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,707
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,409
−HK$1,728/mo
Today · 4.125%
HK$58,137
baseline
▲ 0.50% · 4.625%
HK$61,675
+HK$3,538/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,274/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,861
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,493
−HK$1,656/mo
Today · 4.125%
HK$64,149
baseline
▲ 0.50% · 4.625%
HK$67,530
+HK$3,381/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,298/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,824 · Scale 2, in force from 26 Feb 2026)