LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,393
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,339
−HK$960/mo
Today · 4.125%
HK$32,299
baseline
▲ 0.50% · 4.625%
HK$34,265
+HK$1,966/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,598/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,812
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,719
−HK$920/mo
Today · 4.125%
HK$35,639
baseline
▲ 0.50% · 4.625%
HK$37,518
+HK$1,879/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,278/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,472
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$1,153/mo
Today · 4.125%
HK$38,759
baseline
▲ 0.50% · 4.625%
HK$41,117
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,518/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,575
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,663
−HK$1,104/mo
Today · 4.125%
HK$42,767
baseline
▲ 0.50% · 4.625%
HK$45,021
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,534/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,551
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,345/mo
Today · 4.125%
HK$45,219
baseline
▲ 0.50% · 4.625%
HK$47,970
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,438/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,337
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,607
−HK$1,288/mo
Today · 4.125%
HK$49,895
baseline
▲ 0.50% · 4.625%
HK$52,525
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,790/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,708
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,410
−HK$1,729/mo
Today · 4.125%
HK$58,139
baseline
▲ 0.50% · 4.625%
HK$61,676
+HK$3,537/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,278/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,862
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,494
−HK$1,656/mo
Today · 4.125%
HK$64,150
baseline
▲ 0.50% · 4.625%
HK$67,532
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,300/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,834 · Scale 2, in force from 26 Feb 2026)