LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,394
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,340
−HK$960/mo
Today · 4.125%
HK$32,300
baseline
▲ 0.50% · 4.625%
HK$34,266
+HK$1,966/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,600/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,813
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,720
−HK$920/mo
Today · 4.125%
HK$35,640
baseline
▲ 0.50% · 4.625%
HK$37,519
+HK$1,879/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,280/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$1,152/mo
Today · 4.125%
HK$38,760
baseline
▲ 0.50% · 4.625%
HK$41,119
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,520/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,576
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,664
−HK$1,104/mo
Today · 4.125%
HK$42,768
baseline
▲ 0.50% · 4.625%
HK$45,023
+HK$2,255/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,536/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,552
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,876
−HK$1,345/mo
Today · 4.125%
HK$45,221
baseline
▲ 0.50% · 4.625%
HK$47,972
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,442/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,608
−HK$1,288/mo
Today · 4.125%
HK$49,896
baseline
▲ 0.50% · 4.625%
HK$52,526
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,792/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,710
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,729/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,678
+HK$3,537/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,864
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,497
−HK$1,655/mo
Today · 4.125%
HK$64,152
baseline
▲ 0.50% · 4.625%
HK$67,534
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,304/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,852 · Scale 2, in force from 26 Feb 2026)