LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,395
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,340
−HK$961/mo
Today · 4.125%
HK$32,301
baseline
▲ 0.50% · 4.625%
HK$34,266
+HK$1,965/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$64,602/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,814
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,721
−HK$920/mo
Today · 4.125%
HK$35,641
baseline
▲ 0.50% · 4.625%
HK$37,519
+HK$1,878/mo
Deposit HK$6.66M · loan HK$6.66M · min. income ≈ HK$71,282/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,474
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$1,153/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$41,119
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,576
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,665
−HK$1,104/mo
Today · 4.125%
HK$42,769
baseline
▲ 0.50% · 4.625%
HK$45,023
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,538/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,552
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,876
−HK$1,345/mo
Today · 4.125%
HK$45,221
baseline
▲ 0.50% · 4.625%
HK$47,972
+HK$2,751/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,442/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,609
−HK$1,288/mo
Today · 4.125%
HK$49,897
baseline
▲ 0.50% · 4.625%
HK$52,527
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,794/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,710
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,729/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,679
+HK$3,538/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,865
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,497
−HK$1,656/mo
Today · 4.125%
HK$64,153
baseline
▲ 0.50% · 4.625%
HK$67,535
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,306/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,855 · Scale 2, in force from 26 Feb 2026)