LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,396
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$960/mo
Today · 4.125%
HK$32,302
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,604/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,722
−HK$920/mo
Today · 4.125%
HK$35,642
baseline
▲ 0.50% · 4.625%
HK$37,521
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,284/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,475
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,610
−HK$1,153/mo
Today · 4.125%
HK$38,763
baseline
▲ 0.50% · 4.625%
HK$41,121
+HK$2,358/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,526/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,579
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,667
−HK$1,104/mo
Today · 4.125%
HK$42,771
baseline
▲ 0.50% · 4.625%
HK$45,025
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,542/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,555
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,878
−HK$1,345/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,975
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,342
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,611
−HK$1,288/mo
Today · 4.125%
HK$49,899
baseline
▲ 0.50% · 4.625%
HK$52,530
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,798/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,713
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,415
−HK$1,729/mo
Today · 4.125%
HK$58,144
baseline
▲ 0.50% · 4.625%
HK$61,682
+HK$3,538/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,288/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,868
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,500
−HK$1,656/mo
Today · 4.125%
HK$64,156
baseline
▲ 0.50% · 4.625%
HK$67,538
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,312/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,883 · Scale 2, in force from 26 Feb 2026)